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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Ethics and Professional Conduct | - Fiduciary Responsibilities
|
| Topic 2: Insurance Industry Overview | - Fundamentals of Insurance Principles
|
| Topic 3: Real Estate and Settlement Procedures | - Closing Process
|
| Topic 4: Title Insurance Principles | - Title Insurance Policies
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?
A) Record in the county where the property is located a certified copy of John's death certificate.
B) Probate the estate of John.
C) Nothing is required.
D) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
2. A manufactured home can be insured if
A) it has a motor vehicle title and is located on the insured property.
B) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
C) it is on the insured property and has a permanent foundation.
D) a mortgage has been filed describing the manufactured home.
3. A waiver is defined as the
A) modification of a known right.
B) acceptance of terms of the policy.
C) misrepresentation of a known right.
D) intentional and voluntary giving up of a known right.
4. Which of the following types of deeds provides the purchaser of real estate the greatest protection?
A) deed in trust
B) quitclaim deed
C) general warranty deed
D) trustee's deed
5. A state tax lien filed in the county where the taxpayer owns property is
A) a lien against any property owned by the taxpayer in the county.
B) a lien that remains in force for a 3-year period.
C) only a lien upon the sale of the property.
D) only a lien against the property described in the lien.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: B | Question # 3 Answer: D | Question # 4 Answer: C | Question # 5 Answer: A |
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