California Department of Insurance California Department of Insurance Certification CA-Life-Accident-and-Health

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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question #1
Each of the following terms is an important characteristic of a Major Medical policy EXCEPT

A. copayments.
B. coinsurance.
C. deductible.
D. capitation fee.

Question #2
If a term life insurance policy is renewable, the renewal provision usually states that

A. the policy can be renewed at any time, regardless of the insured's age.
B. evidence of insurability is required at the time renewal is requested.
C. the policy cash value increases at each renewal.
D. a higher premium is payable at each renewal.

Question #3
Medicare Part B pays for

A. the first 60 days of hospitalization.
B. physicians' services.
C. hospice care.
D. prescription drugs.

Question #4
For Social Security purposes, a person with 40 quarters of coverage is considered

A. conditionally insured.
B. currently insured.
C. fully insured.
D. partially insured.

Question #5
Insurance solicitation includes all of the following activities EXCEPT

A. publishing a newspaper in which one of the advertisers is an insurance agent.
B. recommending other insurance products.
C. bulk mailings introducing an agency.
D. coverage and rate quotations.

Solutions: